Texas Health insurance should be easy. Get the help and benefits you deserve today.
Buying individual health insurance in Texas has been shunned for many years. So many people either had insurance or couldn't afford it that buying your own policy was just never a thought in many people's minds. Unfortunately, the recession in recent years has taught Texans that there is some truth and reason behind having personal health insurance that you pick and pay for. More people are losing jobs than ever before, making relying on employer-sponsored health insurance impossible. Plus, medical costs are going up and the number of people with insurance is going down. People are actually filing BANKRUPTCY because they have too many medical bills. Now is the time to stop thinking about buying your own Texas Health Insurance and to start talking with an insurance broker about what you need.
-Texas has the highest rate of uninsured working age residents. 31% of people aged 18-64 were without health insurance in Texas in 2006, and there is no doubt that that number has risen since.
-Harris County (Houston): 37.6% uninsured
-Dallas County (Dallas): 33.3% uninsured
-Bexar County (San Antonio): 27.3% uninsured
-Travis County (Austin): 29.4% uninsured
-Tarrant County (Fort Worth): 27.8% uninsured
-El Paso County (El Paso): 40.2% uninsured
-The national average in 2006 was 20.2% of 18 to 64 year olds who were uninsured
-Texas is the fastest growing state (in population) and yet the fastest declining in the number of residents who are insured.
-Population in Texas: approx.24.3 million people as of 2007 and growing
-Texas offers Medicaid and a special program known as Insure-A-Kid, insurance for families through TexCare
-HIPP: Texas Health Insurance Premium Payment Plan helps those who cannot pay insurance premiums in full
Still think that you can't afford insurance? Sure, you might not be able to live a lavish life of luxury if you choose to pay for Texas health insurance, but isnt paying a few hundred dollars a month better than paying hundreds of thousands of dollars in medical bills? Imagine you have two choices for your family, and you have the means to get insurance:
-Buy insurance for $300 for the entire family for a month. There are several options to choose from for the average family size at or below this amount.
-File bankruptcy and ruin your financial future because you have $200,000 in medical bills or more after just a few years without insurance.
No one wants to give up their creature comforts or live on a budget. Not having extra money isn't fun, but not having health insurance that you can depend on isn't safe. It isn't financially safe and it isn't medically safe. Some people will go to extremes when uninsured and risk their lives because they don't want medical bills piling up. Don't put yourself in that position. You CAN afford Texas health insurance, so contact a broker today to find out how.
5 Reasons to Buy Your Own Insurance
There are many things to consider when it comes to getting Texas health insurance. Buying your own insurance is a popular trend these days. With fewer employers than ever offering group coverage, it's no wonder that so many people are buying their own insurance or going without. Here are five quick and simple reasons you should buy your own insurance:
Texas health insurance comes in various types and sizes, making sure that everyone can get the insurance coverage that they need. If you want completely customized insurance coverage that caters specifically to YOU, you shouldexplore you price options.
Individual TexasHealth InsuranceMakes More Sense
Many people think that individual coverage is moreexpensive than group health coverage. Many people think it's hard to find private insurance that offers comprehensive health protection.
The reality is that Texas individual health insurance plans offer several advantages overa group policy. Employers keep shifting more costs onto their employee's shoulders. For manyworkers this means a bigger chunk of their paycheck going to pay for their employer-sponsored insurance policy. And many are finding that these insurance policies leave plenty to be desired. Taking control of your families health care needs is eachindividuals personal right and responsibility.
For many people, individual health insurance makes more sense. And for less than you think, you can get a comprehensive health insurance plan designed to fit your needs at a monthly price you can afford.
Want to learn more? Visit our easy to understand Texas Health Insurance homepage and compare online. In less than a minute, you can see for yourself which plans make the most sense for you.