Unicare Life and Health Insurance Company of Texas

Unicare Life and Health was once known as the most cost effective policy in the Texas health insurance marketplace. Wellpoint Health Network, the parent company of Unicare is the largest health insurance conglomerate in the United States, insuring more members than any other insurance company. Unicare Life and Health carries an A- excellent rating by A.M. Best.

Up until about 2007 Unicare Life and Health of Texas offered  consumers the low cost option in the individual market. Although their policies at that time were rather generic in their offerings Unicare had premiums some 30% lower than their competitors. Unicare made a policy shift in 2008 and now has far and away the best policy in the industry.

With their Enhanced Fit portfolio Unicare offers all inclusive co-pays for things like lab and x-ray expenses when done on an outpatient basis. Consumers can also expect preventive care for things like pap smears and routine check ups. Another excellent feature of the Enhanced Fit product is child preventive care up to age 18.

Consumers can also expect an emergency room benefit with only a $100 co-pay. This benefit comes in handy for families with children.

A retail drug prescription card with one of the lowest name brand deductibles and low co-pays is outstanding with Unicare of Texas, they also have no yearly maximums on their drug prescription coverage.

With the co-pay intensive Enhanced Fit products we find it the number one choice for consumers that only wish to insure children. Get your free Unicare of Texas Price Quote and find out if they are the perfect match for your families needs!